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PaymentFreeLife.com - Privacy Policy

PaymentFreeLife.com respects the privacy of those who use the PaymentFreeLife.com website (the “PaymentFreeLife.com Service”). Information that relates to any individual will not be not intentionally disclosed to any third party without first receiving your permission, as explained in this privacy policy ("Privacy Policy").

PaymentFreeLife.com and Cookies

When you first visit PaymentFreeLife.com, PaymentFreeLife.com sets a "cookie" on your computer. A cookie is a small file that identifies you as a unique user. PaymentFreeLife.com uses cookies to improve the quality of our service and to better understand our user base. PaymentFreeLife.com does this by storing user preferences in cookies and by tracking user trends and patterns of how people use the PaymentFreeLife.com Service. PaymentFreeLife.com will not disclose its cookies to third parties except as required by a valid legal process such as a search warrant, subpoena, statute, or court order. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. Be aware, however, that some parts of our service may not function properly if you refuse cookies.

What Information Do We Collect?

PaymentFreeLife.com does not collect any unique information about you through the cookie process (such as your name, email address, etc.), except when you specifically and knowingly provide such information; whether you have a query or are registering for the PaymentFreeLife.com Service. PaymentFreeLife.com notes and saves information such as time of day, browser type, browser language, and IP address with each query. That information is used to verify our records and to provide more relevant services to users.

Links to Other Sites

From time to time, PaymentFreeLife.com may display links to sites that are developed by people over whom PaymentFreeLife.com exercises no control. These other sites may send their own cookies to users, collect data, or solicit personal information. PaymentFreeLife.com may choose to exhibit these links as an "URL redirecter." When PaymentFreeLife.com uses a URL redirecter, if you click on a URL, information about the click is sent to PaymentFreeLife.com, and PaymentFreeLife.com in turn sends you to the site you clicked on. PaymentFreeLife.com uses this URL information to understand and improve the quality of PaymentFreeLife.com’s technology and for advertising effectiveness purposes.

With Whom Does PaymentFreeLife.com Share Information?

PaymentFreeLife.com may share information about you with advertisers, business partners, sponsors, and other third parties. However, by filling in your personal information through the PaymentFreeLife.com Service it is understood and you hereby agree that you are giving your express consent for PaymentFreeLife.com to forward your personal information for a free, no obligation quote from one of our trusted partners. We may also provide you with special exclusive offers from time-to-time which you may unsubscribe from by following the relevant unsubscribe information as provided in each instance. Notwithstanding the aforementioned, please be aware, however, that we will release specific personal information about you if required to do so in order to comply with any valid legal process such as a search warrant, subpoena, statute, or court order. This Privacy Policy applies to consumers that have signed up on the PaymentFreeLife.com website. We may use the personal information that you supply to us and work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

By using the PaymentFreeLife.com service, you consent to the Privacy Policy and to the collection and use of your information as we have outlined in this policy. PaymentFreeLife.com may decide to change this Privacy Policy from time to time. When we do, we will post those changes on this page so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it.

Wireless Policy to add to existing Terms of Use/Privacy Policy

We may use personal information to provide the services you've requested, including services that display customized content and advertising.  In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence.  You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received.  If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Detailed Wireless Policy

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages.  In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence.  All charges are billed by and payable to your mobile service provider.  We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.  SMS message services are provided on an AS IS basis.
We may use personal information to provide the services you've requested, including services that display customized content and advertising.  We may also use personal information for auditing, research and analysis to operate and improve our technologies and services.  We may share aggregated and non personal information with third parties outside of QuoteFilter. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures.  We may also share information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.

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